Despair

It was all going so well.  We found a house, we did the paper work.  But we need to carry our existing mortgage with us.  Seems simple enough.  But it is not.  We are reassessed as if we were first time buyers.  And I am a self employed low earner and he has just lost his job.  The bank did not say no outright but probably will in three weeks time.  Which means we will have to continue to live here in a house that is too big that we cannot afford until the mortgage is finished.  Or buy a very low priced dump.